Myths and Misconceptions about Personal Injury Claims: Debunked

Navigating the aftermath of an accident can be overwhelming, especially when it comes to understanding personal injury claims. At Hilton and Somer, we encounter numerous misconceptions that can deter individuals from seeking the justice they deserve. In this blog, we aim to debunk some of the most common myths and misconceptions about personal injury claims and the legal process.

Myth 1: Personal Injury Claims Are Frivolous

One of the most pervasive myths is that personal injury claims are frivolous and only serve to benefit people looking for a quick payday. The reality is quite the opposite. Personal injury claims are grounded in legitimate grievances where individuals have suffered real harm due to another party’s negligence. According to the National Center for Health Statistics, nearly 39 million people require medical treatment for injuries each year in the United States . These injuries often result in significant medical expenses, lost wages, and other financial burdens, making the compensation from personal injury claims crucial for victims to recover and rebuild their lives.

Myth 2: You Can File a Personal Injury Claim Anytime

Another common misconception is that you can file a personal injury claim whenever you want. In reality, personal injury claims are subject to statutes of limitations, which vary by state and the type of injury. For example, in Virginia, the statute of limitations for most personal injury cases is two years from the date of the injury . Missing this deadline can bar you from pursuing compensation altogether. It’s essential to act promptly and consult with a personal injury attorney to ensure your claim is filed within the appropriate timeframe.

Myth 3: Personal Injury Lawyers Are Expensive and Unaffordable

Many people believe that hiring a personal injury lawyer is prohibitively expensive. However, most personal injury attorneys, including those at Hilton and Somer, work on a contingency fee basis . This means that you only pay legal fees if you win your case. The fee is typically a percentage of the settlement or court award, making it financially feasible for individuals to pursue justice without upfront costs. This arrangement ensures that everyone has access to quality legal representation, regardless of their financial situation.

Myth 4: Minor Injuries Don’t Warrant a Personal Injury Claim

People often assume that only severe injuries justify a personal injury claim. However, even minor injuries can have long-term consequences and may require ongoing medical treatment. Conditions such as whiplash, soft tissue injuries, and concussions can significantly impact your quality of life and ability to work . It’s important to have any injury evaluated by a medical professional and discuss your legal options with an attorney. What may seem minor initially could develop into a more serious issue over time, warranting compensation.

Myth 5: The Insurance Company Will Offer a Fair Settlement

Many individuals believe that insurance companies will automatically offer a fair settlement for their injuries. Unfortunately, insurance companies are businesses focused on minimizing payouts to maximize their profits. Adjusters often employ tactics to undervalue or deny claims. Having a skilled personal injury attorney on your side can help ensure that you receive a fair settlement that accurately reflects the extent of your injuries and losses. According to a study by the Insurance Research Council, settlements for injury victims who hired an attorney were 3.5 times higher than those who did not .

Myth 6: You Don’t Need a Lawyer for a Personal Injury Claim

Some people think they can handle a personal injury claim on their own without legal assistance. While it’s possible, it’s not advisable. Personal injury law is complex, and navigating it without expert knowledge can result in unfavorable outcomes. An experienced attorney can help you gather evidence, negotiate with insurance companies, and represent you in court if necessary. Their expertise significantly increases the likelihood of a successful outcome.

At Hilton and Somer, we are dedicated to helping injury victims understand their rights and navigate the legal process effectively. If you or a loved one has been injured due to someone else’s negligence, don’t let these myths deter you from seeking the compensation you deserve. Contact us today for a free consultation and let us help you on your path to recovery.

Hilton & Somer, LLC: Virginia, Maryland and Washington, DC Personal Injury Attorneys

If you have suffered an injury, don’t go through it alone.  Help is available today.  Get in touch with the Personal Injury Attorneys at Hilton & Somer, LLC today to discuss your case with one of our Virginia, Maryland, or Washington, D.C. Attorneys. You can contact us toll-free at (703) 560-0700.

 

References:

  1. Centers for Disease Control and Prevention. (2020). National Center for Health Statistics: FastStats. Retrieved from CDC.
  2. Virginia Code § 8.01-243 (2018).
  3. https://www.law.cornell.edu/wex/contingency_fee
  4. https://archives.lib.virginia.edu/repositories/uva-law/archival_objects/insurance_research_council_paying_for_auto_injurie