Recent Blogs

Understanding Why Most Cases Settle

Most personal injury cases do not go to trial. Instead, the lawyers negotiate a settlement. There are a number of different reasons why most cases settle. In many cases, it is a combination of reasons that people are motivated to resolve their case short of trial.

Settlements Provide Certainty

When cases go to trial, you never know what a jury is going to do. They may award significantly more or significantly less than the parties asked for. Of course, in a trial, there are two lawyers arguing to the jury. One is representing an injured person and is asking for compensation. The other, however, is representing the other party, and is arguing that the injured person should not get any money, or should not get very much money for their injury. Read More

Buckle Up! Seat Belts Are Your Best Bet in a Crash

With the advances in car manufacturing, many people think seat belts are no longer critical. After all, isn’t that what air bags are for? This common misperception could kill you. Studies show people are safest when a combination of air bags and seat belts are used.

Understanding the 5 Ways Seat Belts Work

Seat belts work because they offer protection five different ways. First, seat belts restrain the strongest part of your body. When used properly, a seat belt protects at the hips and the shoulders. For older children and adults, the seat belt protects the strongest parts of your body, necessarily protecting the weaker parts as well. Read More

When You Should Update Your Insurance Policies

It is a good idea to review your insurance policies at least yearly, when they come up for renewal. At a minimum, you should have a conversation with your insurance agent about such things as:

  • Is it a good idea to raise the deductible?
  • Is it a good idea to lower the deductible?
  • Have all possible discounts been accounted for?
  • Should the coverage increase?
  •  Is flood insurance a good idea?
  • How might an umbrella policy impact rates and coverage?

Updating Your Home Owners Policy

If you make major improvements on your home, such as adding a bathroom or redoing the kitchen, you may need to increase your coverage on your home owner’s policy. Particularly if you make a home improvement that increases square footage, such as adding a back room or enclosing a porch, a call to your insurance agent is in order. Obviously, if you add a pool or build a garage, these, too, require an insurance update. Read More

Falls in the Work Place – What Every Employee Should Know

The National Safety Council works to eliminate preventable deaths in the home and in the work place. Falls are the third leading cause of unintentional injury related deaths. In some industries, falls are the leading cause of death. However, even in seemingly safe professions, deaths from falls can occur.

The National Safety Council’s 2014 data on deaths per industry is as follows: Read More

Talking to Your Children about Pedestrian Safety

School is back in session. It is a good idea to take a few minutes to speak with your children about pedestrian safety as they walk to and from school, or to and from Metro as they make their way to school.

Crossing the Street

Children should know crossing the street is actually a two-step process. There are rules for preparing to cross the street, as well as crossing at an intersection. Each of these steps is important in their own right. Read More